The right loan for every stage
Home loans. Investor loans. Real results. Explore our programs below, then start your application and we'll match you to the best fit.
VA LoansOur Specialty
01VA loans are our specialty at Grizzly Capital. Backed by the Department of Veterans Affairs, they offer eligible Veterans, active-duty service members, and surviving spouses some of the strongest benefits in lending — often with $0 down and no monthly mortgage insurance. We'll honor your service by making the process simple and getting you everything you've earned.
- $0 down for eligible Veterans
- No monthly mortgage insurance (PMI)
- Competitive VA rates
Purchase Loans
02Whether it's your first home or a move up, we structure a purchase loan that fits your budget and timeline — with clear guidance from pre-approval to keys in hand.
- First-time buyer friendly
- Fast pre-approvals
- Competitive rates
Refinance Loans
03Refinancing can lower your monthly payment, consolidate debt, or put your equity to work. We run the numbers honestly so you only refinance when it benefits you.
- Rate & term options
- Cash-out available
- Break-even analysis
Investor Loans
04From single rentals to multi-unit and DSCR-based financing, we help investors scale with loan structures designed around cash flow and long-term strategy.
- DSCR options
- Portfolio strategy
- 1–4 units & beyond
Construction Loans
05Construction and renovation financing that funds the build from ground to finish, then transitions to permanent financing — so you can build on a solid foundation.
- Ground-up & reno
- Draw schedules
- Construction-to-perm
FHA · USDA · Conventional
06Beyond our VA specialty, we're fluent across all the major programs — FHA, USDA, and Conventional — and we match you to the one that fits your goals, credit, and down payment.
- FHA — low down payment
- USDA — rural eligibility
- Conventional — flexible terms
Ready to build your solid future?
Start your application in minutes or talk to a real person who'll guide you through every step. No pressure — just straight answers.